NoOverheadCompliance.com
A showcase of in-house tools built to give EU compliance teams real leverage — faster onboarding, sharper risk views, and less manual overhead.
Off-the-shelf compliance software is built for the average team. In-house tools are built for your reality.
Regulatory requirements change fast. Internal tools update in hours, not vendor release cycles.
Built around your entity structure, jurisdiction, and risk appetite — no compromise on your actual workflow.
Targeted tools eliminate expensive SaaS licences for features you never use. Pay only for what matters.
Client data stays within your governance perimeter — critical under GDPR, Wwft, and MiCA obligations.
Six tools built around real EU regulatory obligations — each eliminating a specific piece of manual overhead.
End-to-end visibility on KYC/KYB status across all counterparties. Tracks document collection, CDD levels, and approval stages.
Automated logging of flagged transactions with risk scores, alert categories, and investigation status under Wwft obligations.
Tracks key regulatory milestones across Wwft, MiCAR, and AFM reporting cycles. Alerts before deadlines slip.
Cross-references counterparties against EU, OFAC, and UN sanctions lists. Logs hits, false positives, and clearance decisions.
Produces shareholder resolutions, board minutes, and KvK-ready filings from entity-specific templates. Hours of drafting — gone.
Assigns risk ratings based on jurisdiction, entity type, transaction behaviour, and PEP/adverse media exposure.
No developer needed. Compliance expertise combined with modern tooling is enough to ship working internal software.
Start with a specific obligation — a Wwft requirement, an AFM deadline, a KYC bottleneck. Define what output the tool needs to produce.
Map the inputs, outputs, and decision logic. No code required at this stage — just compliance reasoning translated into structure.
Use modern AI tools to generate the interface and logic. Test against real scenarios, refine, and deploy within your existing infrastructure.
Overhead reduction estimates
Internal estimates vs. fully manual process.
I work across compliance, legal/governance, and operations at a MiCA/AFM-regulated crypto asset firm in the EU. My day-to-day spans KYC/AML, regulatory filings, corporate governance, and vendor coordination — the kind of work where inefficient tooling is immediately felt.
NoOverheadCompliance.com documents my approach to eliminating that overhead — building lightweight, precise in-house tools that fit the actual regulatory reality instead of buying expensive platforms that don't.
Automate the boring stuff. Eliminate the overhead.
If you're a compliance officer exploring in-house tooling, I'd love to connect and exchange ideas.
Connect on LinkedIn Maarten Oosterdijk · Compliance Officer · Netherlands